Muthoot Finance DSA (Direct Selling Agent) program offers a lucrative opportunity to partner with a leading financial institution.

As a Muthoot Finance Loan Agent, you can earn commissions by sourcing customers for various loan products like personal loans, business loans, and home loans.

The program provides flexible working hours, comprehensive support, and a chance to build a steady income stream. It’s ideal for aspiring entrepreneurs and professionals seeking financial growth.

Muthoot Finance Loan Agent - Business Overview

Total DSA

600+ DSA

Total Investment

Rs.38000 - Rs.58000

DSA Commission

0.5% - 2.9% of Loan value

Avg. Monthly Profit

Rs.36700 approx

Breakeven Time

3 to 6 Month

Payout Time

30 Days

Muthoot Finance DSA Commission & Referral Bonus

Home Loan Commission

0.5% - 0.7% of Loan value

Personal Loan Commission

2.3% - 2.8% of Loan value

Auto Loan Commission

1.5% - 2.2% of Loan value

Business Loan Commission

2.5% - 2.9% of Loan Value

Credit Card

NA

Muthoot Finance DSA Cost & Office Expenses

DSA Fees

Upto Rs.3000

Infrastructure Investment

Rs.35,000 - Rs.55,000 (Optional)

Muthoot Finance Loan DSA - Expected Profits & Income

Home Loan Amount

55,00,000

Personal Loan Amount

19,00,000

Credit Card Clients

-

Home Loan Commission

38,500

Personal Loan Commission

53,200

Credit Card Commission

-

DSA's Income

91,700

Total Expences

55,000

DSA's Net Profit

36,700

Net Profit Margin

0.496%

Muthoot Finance Loan Partner ROI or Breakeven

In Months

3 to 6 Month

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Muthoot Finance DSA Dashboard or Backoffice Platform

Web Platform

NA

Muthoot Finance Direct Selling Agent Dashboard - Features

Lead Addition Link

Not Provided

Manual Lead Addition

Not Provided

Lead Stage Info

Not Provided

Lead Info Backend Change

Not Provided

Lead Deletion

Not Provided

Commission Mapping

Not Provided

Leads Report

Not Provided

Clients Activation Report

Not Provided

Clients Portfolio Report

Not Provided

Monthly Payout Report

Not Provided

Muthoot Finance Partner Program - Office Requirement

Area in Sq. Ft.

125 - 175 Sq. Ft.

No. of Employees

Minimum 1

Reception

Optional

Managers Cabin

Optional

Mobile or Telephones

Compulsory

Call Recording

Optional

Laptops or Computers

Compulsory

CCTV

Optional

Muthoot Finance Loan Agent Business - Support

Dedicated RM Support

Provided

Service Training

Provided

Product Training

Provided

Webinars

Provided

Back-Office Support

Not Provided

Acquisition Support

Provided

Marketing Support

Provided, Limited

Muthoot Finance DSA Franchise Offers

Home Loan Commission 0.5% or More

Offered

Personal Loan Commission 2% or More

Offered

Zero Investment

Not Offered

Rs.1000 per Credit Card

Not Offered

Free CIBIL Check

Offered

Instant Loan

Offered

Advance Salary Loan

Not Offered

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Muthoot Finance DSA Partner - Products Offered

Home Loan Interest

Available

Automobile Loan Interest

Available

Gold Loan Interest

Available

Education Loan Interest

Available

Personal Loan Interest

Available

Business Loan Interest

Available

Credit Card Interest

Not Available

Muthoot Finance Direct Selling Agent - Eligibility Criteria

Age

18+

Nationality

Indian

Academic Qualification

10+, Graduate Preferred

High CIBIL Score

Compulsory

Business Experience

Optional

Muthoot Finance DSA Business - Documents Required

DSA Agreement

Compulsory

Identity Proof - Aadhaar

Compulsory

Address Proof - Aadhaar / Rental Agreement

Compulsory

PAN

Compulsory

Passport Size Photo

Compulsory

Bank Account Details

Compulsory

Bank Cancelled Cheque

Compulsory

GST Registration Certificate

Compulsory

Latest ITR or Form16

Compulsory

Muthoot Finance DSA logo

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