If you are looking to start a franchise business and want to know the Best Fintech Franchise in India, you have landed on the right page.
In this blog, we will discuss the most successful and thriving fintech franchise businesses.
There is no exaggeration in saying that the financial services have become a significant backbone of the country’s economy.
Moreover, with the increase in financial literacy and easy access to banking services, the finance franchise sector is experiencing rapid growth.
Here, financial services encompass insurance, investment, mutual funds, digital payment solutions, and other related services.
By knowing the Top Finance Franchise Opportunities and the advantages of joining them, aspiring entrepreneurs can make informed decisions and build a successful career in the financial industry.
Best Finance Franchise in India – List of Top 10 Fintech Franchise Businesses
| Si. No. | Best Finance Franchise |
| 1 | Motilal Oswal Sub Broker |
| 2 | Sharekhan Sub Broker |
| 3 | NJ Mutual Fund Distributor |
| 4 | LIC Insurance Agent |
| 5 | IIFL Finance DSA |
| 6 | Angel One Sub Broker |
| 7 | Prudent MF Distributor |
| 8 | Groww Mutual Fund Distributor |
| 9 | Bajaj Finserv DSA |
| 10 | Policybazaar Insurance Agent |
The financial sector in India is experiencing rapid growth. Additionally, many fintech brands are emerging, offering franchise opportunities to aspiring business enthusiasts.
These brands are considered the Top Fintech Franchise in India because they provide excellent support, low initial investment, strong brand reputation, and access to a wide range of financial services.
Moreover, knowing thoroughly about the Best Finance Franchise Business opportunities can help you decide which one to partner with.
Additionally, they provide exceptional support through digital tools, marketing, and training assistance.
Moreover, partnering with these established franchise businesses can provide franchisees with long-term success and financial independence.
Below, we have listed out the top 10 fintech franchise businesses in order. Have a look!
Motilal Oswal Sub Broker – Best Fintech Franchise in India
Motilal Oswal is a widely recognised brand in the fintech franchise industry.
Partnering with the Best Fintech Franchise in India as a sub-broker is very advantageous.
Moreover, with its widespread reach and a trusted brand name, it is easy to attract customers and establish trust in the business.
Additionally, catering to the diverse needs of the customers is an effortless task.
Pros of Motilal Oswal Franchise
- Motilal Oswal offers generous commission to its sub-brokers, which ranges between 60% to 70%.
- Also, the monthly earnings are very decent at Motilal Oswal. The sub-broker can earn up to Rs.70,000 every month through commissions and client acquisition costs.
Cons of Motilal Oswal AP
- The brokerage fees are high compared to those of the discount brokers in the market.
- The rules and regulations to follow as a Motilal Oswal sub-broker can limit your operations.
Sharekhan Sub Broker – Top Fintech Franchise
The need for sub-brokers has increased drastically with the increase in the number of investors.
Moreover, it has increased the demand for the authorised sub-brokers.
Sharekhan is a Top Fintech Franchise business in India with over 7000+ sub-brokers.
The full-service stockbroking firm started its services back in 2025, and since then, there has been no looking back for it.
Pros of Sharekhan Franchise
- Sharekhan offers a significant share of revenue for its sub-brokers. It offers around 60% to 70%.
- Sharekhan has a robust technology and great support for its sub-brokers.
Cons of Sharekhan AP
- The security deposit could be high for the young sub-brokers, which ranges between Rs.70,000 to Rs.1 lakh.
- For client acquisition, Sharekhan does not pay any client acquisition costs to its sub-brokers.
NJ Mutual Fund Distributor – Top 10 Fintech Franchise in India
NJ Mutual Fund Distributor is such a renowned financial institution that needs no introduction.
It is one of the Top 10 Fintech Franchises in India, with a vast network of over 5,000 distributors.
Moreover, with an initial investment of Rs.7,000, aspiring individuals can own a NJ Mutual Fund distributorship.
Additionally, the office expenses are between Rs.40,000 and Rs.55,000, which is optional.
Pros of NJ MFD
- NJ Mutual offers a wide array of dashboard features to its distributors, like auto debit request, leads report, monthly payout report, portfolio report, manual lead addition, lead deletion, etc.
- Moreover, NJ Mutual has a strong presence in the financial market, and its comprehensive product range is something to boast about.
Cons of NJ Wealth MF Distributor
- The financial institution offers limited marketing support to the distributors.
Additionally, NJ Mutual does not offer insurance and loan products for its distributors.
LIC Insurance Agent – Best Finance Franchise in India
The LIC insurance agent is a popular role in the financial technology (fintech) industry.
The agents can enjoy a rewarding career in the industry, as LIC is the Best Finance Franchise in India, with over 14 lakh agents selling its services.
Moreover, agents can partner with LIC as an agent with a minimal initial investment of just Rs.32,000, including office expenses, which is optional.
Pros of LIC Insurance Franchise
- LIC is the most trusted insurance company in the entire country, with years of experience.
- With its established brand name, the agents can easily attract clients and build strong relationships with them.
Cons of an LIC Agent
- The sales targets at LIC are high compared to its peers in the market.
- The agent has limited access to the franchise offers, like zero investment and motor insurance.
IIFL Finance DSA – Top Finance Partner Platform
IIFL is the Top Finance Partner Platform that offers a wide range of loan products, including personal loans, home loans, and business loans.
Moreover, agents can work at flexible hours and earn attractive commissions from the financial institution.
Additionally, with over 800 DSAs, IIFL DSA agents have the opportunity to earn up to approximately Rs.54,000.
Furthermore, agents can offer instant loans to the clients through IIFL Finance DSA.
Pros of IIFL Finance Loan Franchise
- The initial investment cost to become a DSA at IIFL is very minimal. It ranges from around Rs.28,000 to Rs.58,000. Additionally, the DSA fees are only Rs.3,000.
- Great support and decent commission of up to 2.5% to 3% of the loan value on personal and business loans.
Cons of IIFL Finance DSA Franchise
- However, the agent has to operate the business with limited marketing support.
- For a home loan, the commission percentage is relatively low, which is around 0.5% to 0.7% of the loan value.
Angel One Sub Broker – Top 10 Finance Franchise Opportunity
Angel One Sub Broker is a one-of-a-kind Top 10 Finance Franchise Opportunity for aspiring sub brokers.
Moreover, the sub-broker plays an essential role in bridging the gap between customers and stockbroking services.
Additionally, with over 20,000 sub-brokers, it offers competitive payouts on various stockbroking services.
Sub brokers can earn a substantial commission of about 50% to 70%.
Pros of Angel One Franchise
- At present, Angel One sub-broker offers a free Demat account. Also, the onboarding process is quick and easy.
- Angel One has a diverse range of products like equities, commodities, mutual funds, insurance, etc.
Cons of Angel One AP
- Angel One franchise cost is enormous, varying between Rs.90,000 and Rs.1,75,000.
- To stay in the market and earn decent commissions, proactive client acquisition is compulsory.
Prudent MF Distributor – Best Investment Franchise in India
A prudent mutual fund distributor business is also the Best Investment Franchise in India, with over 1,000 distributors across the country.
With an investment of Rs.25,000 to Rs.55,000, an individual can start as an MFD at Prudent.
The one-time distributorship fee is Rs.5,000, which is very minimal. Also, the break-even time is 1 to 2 months, which is beneficial for many business enthusiasts.
Pros of Prudent MFD
- Prudent MF offers a competitive revenue sharing of 0.6% to 1.2% to its MFDs.
- The MFD can access numerous dashboard features like auto debit, leads report, monthly payout, lead addition, deletion, client portfolio, etc.
Cons of Prudent PF Distributor
- Prudent does not offer a client acquisition bonus to its MFDs.
- Only with strong client relations can MFDs establish trust and drive the business towards success.
Groww Mutual Fund Distributor – Top Money Management Franchise
Groww Mutual Fund Distributor is a Top Money Management Franchise, where the MFDs can earn an attractive commission of up to 0.75% to 1.5% of AUM.
Additionally, mutual fund distributors can earn profits of up to Rs.68,000 per month.
Furthermore, the MFDs can receive the payouts in just 30 days.
Additionally, the office expenses for running the MFD business at Groww are minimal, amounting to Rs.25,000 per month.
Pros of Groww MFD
- There is no distributorship fee at Groww, which could be a boon for many young and aspiring MFDs.
- Groww offers seamless management services, which in turn help MFDs attract more clients.
Cons of Groww MF Distributor
- Groww doesn’t offer lead info-backed change and lead deletion features in its dashboard.
- Also, Groww doesn’t have dedicated RM support, advisory support, and webinar support for its MFDs.
Bajaj Finserv DSA – Best Fintech Franchise Business
Looking for a well-established DSA franchise business? Bajaj Finserv is the apt one for you.
Moreover, as a Bajaj Finserv DSA, the agent must acquire customers and assist them in selecting the right loans.
Additionally, it is the best fintech franchise business, offering competitive payouts to its partners based on the loans disbursed.
Additionally, it extends strong BFL partner support to its partners through digital means.
Pros of Bajaj Finserv Loan Franchise
- The loan processing at Bajaj Finserv is fast and convenient.
- Agents can cross-sell products and earn more commissions from the company.
Cons of Bajaj Finserv DSA Franchise
- Bajaj Finserv does not have a zero investment policy for its loan agents.
- Marketing support is limited at Bajaj Finserv, so the agent has to work on marketing and significant lead generation.
Policybazaar Insurance Agent – Best Fintech Franchise Opportunity
Those looking to make a career in the insurance sector can join Policybazaar, as it offers the Best Finance Franchise Opportunity to agents.
Moreover, it has over 400+ agents already working under it and using its services.
Total investment is optional, ranging between Rs.37,000 and Rs.70,000 (including office expenses).
Furthermore, the breakeven time is 3 to 6 months, which is manageable for an agent.
Pros of Policybazaar Insurance Franchise
- Policybazaar provides its agents access to a wide insurance portfolio. Additionally, the lead generation is supported by robust technology.
- In addition, the Policybazaar advisor gets access to dashboard features like lead addition, manual lead addition, commission mapping, leads report, etc.
Cons of Policybazaar Agent
- There is a massive competition at Policybazaar where the advisors have to meet sales targets.
- The advisors must follow the regulatory compliance without fail to stay in the business.
Best Fintech Franchise in India – Conclusion
These fintech franchise businesses are considered the Best Fintech Franchises in India due to their brand reputation, attractive commissions, support, low investment, and moderate setup costs.
Additionally, all these franchise businesses offer dashboard access and a range of outstanding features, making it easy for agents and advisors to take the company to the next level.
However, agents should verify that the initial investment aligns with the investment requirements of the fintech franchise.
We hope this blog has helped you in finding the right fintech franchise in India that matches your requirements and business goals.
FAQs related to the Best Finance Franchise in India
Here, we have answered some of the frequently asked questions about the Top 10 Fintech Franchises in India. Have a read!
Who is the top provider of finance franchises?
Motilal Oswal is the top provider of finance franchise in the country. Additionally, it boasts a strong brand reputation and offers support to its agents.
How much can you earn from a fintech franchise?
The loan DSA earns up to Rs. 30,000 to Rs. 1,00,000 monthly. Similarly, the insurance agent can earn between Rs.25,000 and Rs.75,000.
The sub-broker earns between Rs.40,000 and Rs.1,50,000, and the MFD earns between Rs.20,000 and Rs.80,000.
What are the eligibility criteria for becoming a fintech partner?
To become a fintech partner, individuals must be at least 18 years of age. Additionally, the individual must hold a 10+2 qualification and possess a NISM certification.
What is the investment required to become an investment partner?
The investment required to become an investment partner differs depending on the finance service you choose. For example, the sub-broker’s total investment ranges from Rs.10,000 to Rs.3.5 lakhs.
Is it compulsory to have an office for running a finance franchise business?
No. It is not mandatory to have an office to run a finance franchise business.
Is there any exam required to start an investment franchise?
To be part of the investment franchise, individuals must complete a certification. For example, the Mutual fund distributor must take the NISM series V-A exam.
Is the fintech partner program a profitable business opportunity?
Yes, the fintech partner program can be a highly profitable business opportunity, but it purely depends on the client network, commissions, and bonuses.
Which finance partner program provides the highest commission?
Bajaj Finserv DSA offers the highest commission to its loan DSAs, followed by LIC, which provides a commission of 15% to 35%.
Can NRIs also start a fintech franchise business?
Yes, NRIs can start a fintech franchise business in India. However, the regulations and guidelines are a bit different for them.
Do fintech brands offer a dashboard to their partners?
Yes, almost all fintech brands offer a dashboard feature to their partners. With the help of the dashboard, the partners can easily manage their clients and earnings.