The franchise business has become one of the most sought-after businesses in the country.
Moreover, we are in an era where a new franchise business emerges every day. Also, unless and until the budget comes into the picture, there are numerous franchises one can take on.
However, if we are to shortlist the Best Franchise under 50000 in India, the options are very few. Furthermore, if you are someone looking to kickstart a franchise under 5000, this article is exclusively for you.
Here, we are going to present the Top Franchise below 50k. So, waiting any longer, check out this article.
Best Franchise below 50k in India – List of Top 10 Franchise under 50000
Let’s check the best franchises under 50K in India.
Besides the under 50000 budget, these brands are best for various reasons. The first being low investment.
With initial investments ranging from zero to Rs.50000, these brands offer affordable options for newcomers.
Also, the infrastructure required is very minimal. Anyone with an interest in a franchise business and budget concerns can be part of these Top Franchises under 50000 in India.
Moreover, with the well-established brand name these financial institutions have, it is easy to onboard more customers based on trust.
Also, these top brands can offer unconditional support to franchisees in areas such as training, onboarding, product diversity, and marketing assistance.
Also, the approvals at these brands are quick and require fewer documents. Other significant factors include steady monthly income, flexible work arrangements, and low-risk business models.
Well, let us dive into this article and discover what it has in store for the Best Franchise below 50k Opportunity.
Compare Franchise Business under 50k in India
| Brands | Deposit | Exchange Charges | Training Fees | Office Fees |
| Sharekhan Sub Broker | Rs.50,000 | Free | Not Required | Rs.45,000 – Rs.55,000 (Optional) |
| Angel One Sub Broker | Rs.50,000 | Free | Not Required | Rs.40,000 – Rs.75,000 (Optional) |
| Navi Mutual Fund Distributor | Rs.30,000 | Upto Rs.10,000 | Rs.10.000 | Rs.35,000 – Rs.40,000 (Optional) |
| Bajaj Finserv DSA | Zero | Not Required | Upto Rs.3,000 | Rs.30,000 – Rs.50,000 |
| Poonawala Fincorp DSA | Rs.3,000 | Not Required | Rs.5,000 | Rs.35,000 – Rs.55,000 (Optional) |
| IIFL Securities Sub Broker | Rs.50,000 | Upto Rs.3,000 | Not Required | Rs.40,000 – Rs.60,000 (Optional) |
| ICICI Prudential Agent | Zero | Not Required | Rs.2,000 – Rs.4,000 | Rs.35,000 – Rs.55,000 |
| HDFC Ergo Agent | Zero | Not Required | Rs.2,500 – Rs.3,500 | Rs.35,000 – Rs.60,000 |
| SBI DSA | Zero | Not Required | Upto Rs.1000 | Rs.40,000 – Rs.60,000 |
| Mirae Asset MF Distributor | Rs.10,000 | Not Required | Rs.20,000 | Rs.45,000 – Rs.60,000 (Optional) |
When we talk about franchise businesses, especially under 50k in India, we have to zero in on the financial and investment industries.
Moreover, with their low initial investments, zero to no infrastructure costs, and flexible working hours, they win the game effortlessly.
While big brands like Sharekhan, Angel One, and IIFL Securities require an initial investment of Rs. 50,000, they offset it with zero exchange charges and training fees.
Besides, with these low entry fees, the risk of starting a franchise business is negligible. Furthermore, these franchise businesses do not require an office setup in real time, which eliminates infrastructure costs.
Also, the training fee is almost zero for almost all the brands. Thus, these Franchises under 50k in India offer potential opportunities for individuals looking to start a franchise on a budget.
Sharekhan Sub Broker – Best Franchise below 50k in India
| Total Sub Brokers | 7000+ |
| Approx. Investment | Rs.1,18,000 – Rs.1,58,000 |
| Commission Range | 60% – 70% |
| Avg. Monthly Profit | Approx Rs.1,01,600 |
| Breakeven Time | 3 months |
| Payout Time | 30 Days |

Also, the demand for sub-brokers is increasing every day.
So, with the trust the brand has built, business enthusiasts will automatically see it as a potential go-to option.
Furthermore, given its reputation, it’s super easy for individuals to launch a business and win customers’ trust.
Why Start a Franchise under 50k in India with this Brand?
- Firstly, Sharekhan is the Best Franchise below 50k in India due to its 20+ years of industry experience.
- Also, because of the credibility it has built, it is easy to onboard clients.
- Moreover, the brand has a diverse portfolio that includes equities, derivatives, commodities, IPOs, and mutual funds.
- Furthermore, the brand provides access to advanced trading platforms, which simplify the franchisor’s job.
- In addition, it offers high revenue-sharing to its franchisors, ranging from 60% to 70%.
Angel One Sub Broker – Top 10 Franchise under 50000
| Total Sub Brokers | 20,000+ |
| Approx. Investment | Rs.90,000 – Rs.1,75,000 |
| Commission Range | 50% – 70% |
| Avg. Monthly Profit | Approx Rs.1,65,000 |
| Breakeven Time | 3 months |
| Payout Time | 30 Days |

Moreover, with low risk and high returns, the Angel One Sub Broker program offers excellent opportunities to individuals.
Also, if we have to round off the Top 10 Franchises under 50000, the Angel One Sub Broker program would make it to the list.
With decent commission, support, revenue, and more, it is one of the best franchise opportunities under 50000.
Why Start a Fintech Business under 50000 with this Brand?
- Firstly, the 20,000+ existing sub-brokers demonstrate the business’s success.
- Also, the commission range is quite impressive, which is 50% to 70%.
- Moreover, there are no exchange charges or training fees.
- By depositing Rs.50,000 as an initial investment, the franchisor can get access to the Angel One Sub-broker franchise.
- Furthermore, for acquiring a new client, the brand offers Rs.200 to the franchisor.
Navi Mutual Fund Distributor – Top Franchise below 50k in India
| Total Distribution Network | 500+ |
| Approx. Investment | Rs.40,000 – Rs.80,000 |
| Commission Range | 1% to 2% of AUM |
| Avg. Monthly Profit | Rs.59,944 |
| Breakeven Time | 2 – 3 Months |
| Payout Time | 30 Days |

The new-age asset management company is creating waves with its diverse product range, support, training, and profits.
With low initial investment and quick payout time, it gives individuals an opportunity to build a strong client base and earn a stable income through AUMs.
With its amazing features, it has become one of the Top Franchise below 50k in India.
Why Start a Franchise Business below 50k with this Brand?
- Firstly, for a brand like Navi, the entry is very low at Rs.30,000. So, it is pretty accessible to ordinary people as well.
- Secondly, the commission structure is attractive: 1% to 2% of AUM.
- Also, the breakeven time is just 2 to 3 months, so the franchisors need not worry about the late returns.
- Moreover, at Navi, the mutual fund schemes are diversified across equity, debt, hybrid, and index funds. So, this allows the clients to cater to diverse clients with diverse requirements and risk appetites.
- Furthermore, distributors working with Navi can access outstanding training and back-office support. Besides, they can gain marketing support and customer service support.
Bajaj Finserv DSA – Best Franchise below 50000 in India
| Total DSA | 1000+ DSA |
| Total Investment | Rs.33000 – Rs.53000 |
| DSA Commission | 0.3% – 2.75% of Loan value |
| Avg. Monthly Profit | Rs.65000 approx |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |

As a Bajaj direct selling agent, the individual has an advantage in leveraging the brand’s existing reputation, credibility, support, and huge customer base.
With over 1000+ DSAs, the brand is expanding its wings and is inviting more interested individuals to join the guns with it.
With zero initial investment and zero exchange fees, it is the Best Franchise below 50000 in India.
Why Start a Franchise below 50000 with this Brand?
- The agents can earn around Rs.65000 in monthly profit by selling loan products at Bajaj.
- Moreover, Bajaj offers a commission of 2.25% to 2.7% of the loan value on business loans to its agents.
- Also, with the brand’s help, agents can sanction a home loan of up to Rs.50,00,000.
- Furthermore, the brand provides a web platform and a dashboard service to its agents, enabling them to manage clients effortlessly.
- Coming to support, it offers service training, dedicated RM, product training, webinars, back-office support, marketing, and acquisition support to agents.
Poonawala Fincorp DSA – Top Franchise Opportunity below 50000
| Total DSA | 250+ DSA |
| Total Investment | Rs.38000 – Rs.58000 |
| DSA Commission | 1.75% – 3% of Loan value |
| Avg. Monthly Profit | Rs.37500 approx |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |

Moreover, with a low initial investment, the agents can earn a decent income through commissions by selling different loan products.
Also, the already established brand name makes it easy for the agents to onboard customers.
Furthermore, with over 250 DSAs, competition is lower, and the chances of succeeding are high.
Why Start a Finance Business Under 50000 with this Brand?
Let us look at the reasons why Poonawala Fincorp is the Top Franchise Opportunity below 50000.
- The initial investment at Poonawala is very minimal, which is Rs.38,000 to Rs.58,000.
- Also, it offers an attractive commission of 2.25% to 3% of the loan amount on personal loans, and even higher commissions on other loan products.
- Moreover, the breakeven time is very reasonable at 3-6 months.
- Furthermore, the DSAs at Poonawala receive significant support in training, acquisition, marketing, and back-office functions.
- Lastly, agents can serve diverse clients because of the various loan products available.
IIFL Securities Sub Broker – Top 10 Franchise under 50k in India
| Total Sub Brokers | 12000+ |
| Approx. Investment | Rs.93,000 – Rs.1,63,000 |
| Commission Range | 60% – 75% |
| Avg. Monthly Profit | Approx Rs.1,42,500 |
| Breakeven Time | 3 months |
| Payout Time | 30 Days |

Also, it offers the best franchise program for sub-brokers, featuring a unique product range, attractive commissions, and firm support.
Moreover, an advanced trading platform makes it easy for aspiring entrepreneurs to manage multiple clients.
Let us look at some points why IIFL Securities is the Top 10 Franchise under 50k in India.
Why Start a Fintech Franchise below 50k with this Brand?
- Firstly, IIFL has a whopping 12,000+ sub-brokers, which clearly shows the demand it has.
- Secondly, the brand charges exchange fees up to 3000, which are also very minimal for owning a franchise business.
- Also, the commission range is 60% to 75%, which is one of the best in the industry.
- Moreover, the agents can earn up to Rs.1,42,500 per month.
- Furthermore, IIFL has both web and app platforms that sub-brokers can use to access the dashboards.
ICICI Prudential Agent – Best Franchise at 50k Cost in India
| Total Agents | 2.1 Lakh+ |
| Total Investment | Rs.37,000 – Rs.59,000 (Optional) |
| Agents Commission | 1.5% to 5% of Premium |
| Avg. Monthly Profit | Approx. Rs.65,000 |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |

Firstly, as ICICI Prudential Agents, individuals can advise clients on the right policies. Also, they can earn attractive commissions and make a decent living.
For those seeking a career in this field, ICICI has the best in its bag to offer.
Why Start a Finance Franchise at 50k with this Brand?
Here are some of the essential reasons why ICICI is one of the Best Franchise at 50k Cost in India.
- At present, ICICI has over 2.1 lakh agents, indicating the popularity of its franchise model.
- Also, the brand offers commissions of 2.5% to 5% of the life insurance premium and 1.5% to 2% of the ULIP premium.
- The registration and training fees are pocket-friendly, ranging from Rs.2,000 to Rs.4,000.
- Moreover, the breakeven time is 3 to 6 months, which is also manageable for the clients.
- Furthermore, the dashboard features include lead addition link, manual lead addition, lead deletion, commission mapping, etc.
HDFC Ergo Agent – Top Franchise below 50k Business
| Total Agents | 100+ |
| Total Investment | Rs.37,500 – Rs.63,500 (Optional) |
| Agents Commission | 2% to 10% of Premium |
| Avg. Monthly Profit | Approx. Rs.52,500 |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |

That said, joining it as an insurance agent, especially when the insurance sector is all blooming, is an excellent start for entrepreneurs.
With numerous trademark plans, including health, motor, travel, insurance, and ULIP, HDFC Ergo offers a fantastic opportunity for individuals to excel in the franchise business.
Why Start a Franchise below 50000 with this Brand?
- To start a zero-investment franchise with HDFC Ergo, agents must have 10+ years of graduation, IRDAI certification, and PoSP certification, all of which are very basic.
- Also, HDFC Ergo is the Top Franchise below 50k Business because of its basic registration or training fee of Rs.2,500 to Rs.3,500.
- Moreover, the agents can sell different policies to different clients and earn decent commissions from the brand.
- Also, the documentation required to apply for the HDFC ERGO agent program is minimal.
- Furthermore, the brand lends its support through dedicated RM, service training, webinars, etc.
SBI DSA – Top 10 Franchise under 50000 in India
| Total DSA | 1000+ DSA |
| Total Investment | Rs.41000 – Rs.61000 |
| DSA Commission | 0.2% – 2.25% of Loan value |
| Avg. Monthly Profit | Rs.49500 approx |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |

With its loan agent program, it became a part of the Top 10 Franchise under 50000 in India.
Also, agents can start earning in less than 3 months with this brand behind them.
Moreover, the credibility and trust it has with customers make onboarding a cake walk for the agents.
Why Start a Franchise below 50000 with this Brand?
- Firstly, the training fees at SBI are very negligible, which are Rs.1000.
- Besides, agents can set up an office if they want, but it is not mandatory.
- Also, the commission rates are desirable for a newbie. For example, for a home loan, the commission is 0.2% to 0.3% of the loan value.
- Moreover, the bank offers large loan amounts to customers through its agents. For example, for a personal loan, the loan amount goes up to Rs.33,00,000.
- Furthermore, the brand offers extraordinary support to its agents through dedicated RM, service training, and product training.
Mirae Asset MF Distributor – Best Franchise below 50k in India
| Total Distribution Network | 1000+ |
| Approx. Investment | Rs.1.2 Lakh – Rs.1.35 Lakh |
| Commission Range | 1% to 2% of AUM |
| Avg. Monthly Profit | Rs.67,250 |
| Breakeven Time | 2 – 3 Months |
| Payout Time | 30 Days |

Also, it is one of the Best Franchise below 50k in India.
Many reasons contribute to why it is the best, from its impressive commissions to its wide variety of schemes, to its unwavering support for clients and distributors.
Also, with a minimum deposit of Rs.10,000, any individual with an interest in mutual fund distributorship franchise can join the guns with it.
Why Start a Franchise Business below 50k with this Brand?
- Mirae Asset has a wide range of product portfolios, including SIPs, lump sums, and mutual funds, which distributors can sell.
- Also, Mirae Asset has a firm footing in the financial landscape, making it easy for clients to attract.
- Moreover, Mirae’s commission structure is impressive. It pays agents 1% to 2% of AUM in commission.
- The distributor’s breakeven is 2 to 3 months, which is also very decent.
- Lastly, the brand provides comprehensive support through back-office services, tools, product training, and lead management.
Best Franchise under 50000 in India – Conclusion
These are the best and top 10 franchises under 50000. Even individuals with entrepreneurial minds with budget limitations can start their own franchise journey with these brands.
You can join any of these brands at minimal cost and make impressive commissions in less than three to six months.
Besides, these Best Franchise under 50000 in India offer advanced dashboards, training, relationship manager support, and handsome commissions.
So, without further delay, start your entrepreneurial journey with these credible brands and make a successful career.

