The Credit Access Life Agent business offers a rewarding career in life insurance sales, enabling individuals to assist clients in securing their financial future.

As an Agent, you act as a trusted advisor, helping customers choose suitable policies for life coverage, savings, and investment.

Becoming an Credit Access Life Advisor allows you to work flexibly, earn attractive commissions, and grow professionally with comprehensive training and support.

This business provides long-term growth opportunities, making it a popular choice for those seeking financial independence.

Credit Access Life Insurance Agent or Advisor - Business Overview

Total Agents

100+

Total Investment

Rs.32,000 - Rs.53,500 (Optional)

Agents Commission

2% to 6% of Premium

Avg. Monthly Profit

Approx. Rs.32,000

Breakeven Time

3 to 6 Month

Payout Time

30 Days

Credit Access Life Agent Commission & Referral Bonus

Life Insurance Commission

2% to 5% of Premium

Health Insurance Commission

NA

Motor Insurance Commission

NA

Travel Insurance Commission

NA

Business Insurance Commission

NA

ULIP Commission

3% to 6% of Premium

Credit Access Life Agent Cost & Office Expenses

Registration & Training Fees

Rs.2,000 - Rs.3,500

Infrastructure Investment

Rs.30,000 - Rs.50,000 (Optional)

Credit Access Life Franchise - Expected Profits & Income

Life Insurance Premium

17,00,000

Health Insurance Premium

-

ULIP Premium

10,00,000

Life Insurance Commission

34,000

Health Insurance Commission

-

ULIP Commission

30,000

Agent's Income

64,000

Total Expences

32,000

Agent's Net Profit

32,000

Net Profit Margin

1.185%

Credit Access Life Insurance Advisor ROI or Breakeven

In Months

3 to 6 Month

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Credit Access Life Agent Dashboard or Backoffice Platform

Web Platform

NA

Credit Access Life Advisor Dashboard - Features

Lead Addition Link

Not Provided

Manual Lead Addition

Not Provided

Lead Stage Info

Not Provided

Lead Info Backend Change

Not Provided

Lead Deletion

Not Provided

Commission Mapping

Not Provided

Leads Report

Not Provided

Clients Activation Report

Not Provided

Clients Portfolio Report

Not Provided

Monthly Payout Report

Not Provided

Credit Access Life Insurance Partner - Office Requirement

Area in Sq. Ft.

130 - 170 Sq. Ft. (Optional)

No. of Employees

Minimum 1

Reception

Optional

Managers Cabin

Optional

Mobile or Telephones

Compulsory

Call Recording

Optional

Laptops or Computers

Compulsory

CCTV Set-up

Optional

Credit Access Life Advisor - Support

Dedicated RM Support

Provided

Service Training

Provided

Product Training

Provided

Webinars

Provided, Limited

Back-Office Support

Not Provided

Acquisition Support

Provided

Marketing Support

Provided, Limited

Credit Access Life Franchise Offers

Life Insurance Commission 2% or More

Offered

Health Insurance Commission 10% or More

Not Offered

Zero Investment

Not Offered

ULIP Investment

Offered

Motor Insurance

Not Offered

IRDAI Certification

Offered

PoSP Certification

Offered

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Credit Access Life Business Partner - Products Offered

Life Insurance

Available

Health Insurance

Not Available

Motor Insurance

Not Available

Travel Insurance

Not Available

Business Insurance

Not Available

Agricultural Insurance

Not Available

Rural Insurance

Not Available

Investment Plans (ULIPs)

Available

Credit Access Life Insurance Agent - Eligibility Criteria

Age Limit

18+

Nationality

Indian

Academic Qualification

10+, Graduation Preferred

IRDAI Certification

Compulsory

PoSP Certification

Compulsory

Business Experience

Optional

Credit Access Life Agent Business - Documents Required

Agent Agreement

Compulsory

Proprietor Aadhaar Copy

Compulsory

Proprietor Photo

Compulsory

Proprietor / Business PAN Copy

Compulsory

Business TAN Copy

Compulsory

GST Registration Certificate

Compulsory

Proprietor / Business Address Proof

Compulsory

Unit / Shop Address Proof

Compulsory

Latest ITR or Form16

Compulsory

Bank Statement

Compulsory

Credit Access Life Agent logo

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